Mortgages

Find the right mortgage for you

Whether you're buying your first home, moving, or remortgaging — our advisers are here to help you find the best deal.

Current rates:

2-year fixed

4.29%

60% LTV
5-year fixed

4.19%

60% LTV
Tracker rate

4.09%

Base rate + 0.34%

Types of mortgage

Find a mortgage that fits your situation.

Popular

First-time buyer

Get on the property ladder with as little as 5% deposit. We guide you through every step.

  • 5% minimum deposit
  • Free mortgage advice
  • No arrangement fee options
  • Government scheme support
Find out more
Save money

Remortgage

Your current deal coming to an end? Switch to a better rate and potentially save hundreds per month.

  • No early repayment charge on new deal
  • Free valuation
  • Switch in as little as 4 weeks
  • Keep your existing solicitor
Find out more
Flexible

Moving home

Moving up or downsizing — port your existing mortgage or apply for a new one.

  • Port your existing mortgage
  • Borrow more if needed
  • Flexible repayment options
  • Dedicated move support team
Find out more
Investors

Buy to let

Finance a rental property with a dedicated buy-to-let mortgage tailored for landlords.

  • 25% minimum deposit
  • Rental income assessed
  • Interest-only option available
  • Portfolio landlord deals
Find out more

Mortgage calculator

Get an estimate of your monthly repayments. This is for illustrative purposes only.

Estimated monthly repayment

$1,284

Based on sample inputs above

This is an estimate only. For a personalised quote, speak to one of our mortgage advisers.

How the mortgage process works

1

Get a Decision in Principle

Find out how much you could borrow in minutes.

2

Choose your mortgage

Compare deals with a mortgage adviser or online.

3

Submit application

We'll arrange a property valuation and process your paperwork.

4

Get the keys

Complete your purchase and move in.