Savings accounts
Make your savings work harder
Whether you want instant access or a fixed rate, we have savings accounts designed to help your money grow.
Open a savings accountOur savings accounts
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if paid and compounded once each year.
Easy Saver
4.20% AER
variable
- Withdraw anytime with no penalty
- Open with as little as $1
- Interest paid monthly
- Manage entirely in the app
Cash ISA
4.50% AER
tax-free / variable
- Up to $20,000 allowance per tax year
- Interest is completely tax-free
- Flexible — pay in and withdraw freely
- Transfer from other ISAs accepted
Fixed Rate Saver
4.75% AER
fixed 1 year
- Lock in your rate for 12 months
- Open with $500 minimum
- Interest paid at maturity
- No withdrawals during fixed term
Rewards programme
Deposit Rewards — earn more as you save more
Our tiered deposit rewards programme gives you bonus interest on top of our standard rates. The higher your balance, the better your rate.
4.20% AER
includes +0.10% bonus
Min. balance: $0
4.50% AER
includes +0.25% bonus
Min. balance: $5,000
4.75% AER
includes +0.50% bonus
Min. balance: $25,000
5.10% AER
includes +0.85% bonus
Min. balance: $100,000
Why save with Beckham Brown Clark?
FSCS protected
Your eligible savings are protected up to $85,000 per person.
Open in minutes
Apply entirely online or in the app. No paperwork needed.
No hidden fees
We never charge fees on our savings accounts.
Manage anywhere
Check your balance, add money, and track interest in real time.